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HDFC_Health_Policy.pdf
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HDFC ERGO · Optima Secure
Sum Insured
₹10 L
Premium
₹24,568/yr
Pre & Post Hospitalization
Day Care Treatments
Maternity (after 3 yrs)
Routine Dental
Coverage Health Check
Family of 4 · Mumbai
₹10 L of ₹25 L
Room rent adequate
Inflation protection missing
Co‑pay on seniors
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2021 · Petrol · 1498 cc
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₹3,248
/year
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Comprehensive · IDV ₹8.2 L
₹3,650
/year
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₹3,890
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ICICI Lombard Motor
Honda City · MH02BB1234
₹27,940₹24,568
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HDFC ERGO Health
Valid until Mar 2027
ICICI Lombard Motor
Expires in 12 days
Star Family Health
4 members · Valid Aug 2026
Your HDFC Optima Secure plan covers dental only when it follows an accident. Routine cleanings and fillings aren't covered.
Source: Policy wording, p. 12
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